Your AI Budget & Finance Assistant.
Discover the power of AI -manage all your finances in one place with Thrive
Try Beta Version
Powerful Spending insights - So you can understand where your money is going.






Seamless Connection with any major bank in Canada or the US with 5000+ Institutions
Unlike any tool
you’ve used before
Designed to streamline budgeting, tracking & understanding of your finances.

Automatically Categorize
Just login with your bank and Penny will categorize your transactions for you!

Track All Your Accounts
View progress on your checking, saving & investment accounts all in one place.


Smart Alerts
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Receive smart alerts to notify you when you are overspending, have a bill payment coming up, cash flow alerts and more!
How Thrive Works
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Download & Connect Your Accounts
Get started in minutes—download the Thrive app and securely link your bank and investment accounts.

Thrive Analyzes Your Spending Habits
Thrive uses AI to automatically categorize transactions and uncover where your money goes.

Start Saving With Budgets And Trends
Set smart budgets, track spending trends, and make progress toward your financial goals with confidence.
Frequently Asked Questions
How does Thrive connect to my bank accounts?
We use Plaid, a trusted and secure platform, to connect to thousands of financial institutions across Canada and the U.S. Your login credentials are never stored or shared.
What makes Thrive different from other budgeting apps?
Thrive combines AI insights with automation. Our assistant helps you track, plan, and optimize your finances — without the spreadsheets or manual tracking.
What are Smart Alerts and how do they work?
Smart Alerts notify you about unusual spending, upcoming bills, low balances, and goal progress so you’re always one step ahead financially.
How do I get support if I have issues?
Reach out to us at customerservice@thethriveapp.net and we will do our best to get back to you within 24 hours